The Essential Plan provides comprehensive health insurance benefits with $0 monthly premiums and low cost sharing.
Heads Up
Covers comprehensive benefits, including dental and vision, inpatient and outpatient hospital care, prescription drugs, and more.Covers free preventive care like routine exams and screenings.No deductible - the plan starts paying for your health care right away.Has continuous open enrollment, meaning you can enroll at any time during the year through NY State of Health.
Eligibility
You may be eligible if you're:
An adult who is 19 - 64 years of age. Not eligible for Medicaid or Child Health PlusNot eligible for employer and other coverageA New York State resident.A U.S. citizen or meet immigration status requirements.Meet these income eligibility requirements based on your household size:Household size|Yearly income|Monthly income|Weekly income1|$37,650|$3,138|$7242|$51,100|$4,259|$9833|$64,550|$5,380|$1,2424|$78,000|$6,500|$1,5005|$91,450|$7,621|$1,7596|$104,900|$8,742|$2,0177|$118,350|$9,863|$2,2768|$131,800|$10,984|$2,535Each additional person, add:|$13,450|$1,121|$259
Required Documents
You will need this information for each member of your family:
Birth datesSocial security numbers (for immigrantst numbers if you have them)Employment, income, and health insurance information
How to Apply
You can enroll in the Essential Plan any time of year. Here are your options:
Visit the NY State of Health (http://www.nystateofhealth.ny.gov/) Call 855-355-5777 (https://nystateofhealth.ny.gov/agent/hx_brokerSearch?fromPage=INDIVIDUAL) or 311.Find an in-person enroller near you.
Online
You can enroll in the Essential Plan any time of year. Apply online at the NY State of Health (http://www.nystateofhealth.ny.gov/) .
Apply online
By Mail
Get Help
GetCoveredNYC (https://www1.nyc.gov/nyc-resources/get-covered.page) helps New Yorkers enroll in health insurance. Dedicated specialists can assist you in your language for free.