NYC Financial Empowerment Centers

Cash & expenses | NYC Department of Consumer and Worker Protection (DCWP)

All New Yorkers regardless of immigration statusCaregiverYoung Adult

NYC Financial Empowerment Centers offer free, one-on-one financial counseling and coaching to help you reach your goals. A professional counselor will work with you to manage money, improve credit, budget, and more.

Heads Up

What happens in your first session? Meet with a counselor in person or over the phone in your preferred language. Services are confidential. Develop an action plan with your counselor. They'll ask about your financial history and any documents you want to share. You can attend as many follow-up sessions as you need.What can your counselor help with?
  • Managing your money and checking your credit
  • Setting up a spending plan
  • Opening a safe and affordable bank account
  • Contacting lenders about debt, including student loans
  • Developing a strategy to reduce debt or lower payments
  • Accessing emergency government resourcesNote: Financial Empowerment Centers do not provide loans or grants.

    • Eligibility

    You qualify for free counseling if you're at least age 18 and live or work in NYC.

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